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Wednesday, December 01, 2004

A dilema

The cast:
1. Nikon D70 aka, Dream camera
2. Nikon N55, aka, the "camera I just bought and don't like"
3. Big credit card debt from Christmas

The events as they unfolded to me and now you:

Bought "camera I just bought and don't like". Go back to Best Buy to explore options.
Guy at Best Buy says he'll knock off $100 off Dream Camera (which is $1200) and waive restocking fee when we return "camera I just bought and don't like".
He'll even offer us 18 months no interest on it.

What do you do?

Do you say the same thing after you read #3?




7 Comments:

  • At 1:21 PM, Blogger Jenniy said…

    I bought the D70 on 18 months interest free because I didn't have the money right away. But now, honestly, although I LOVE the camera, part of me wishes I had just waited until I saved up the $1200 and paid cash. But you have to remember that other things need to be bought as well - a bag for the camera, and probably another lens (the lens it comes with has crappy zoom) so it raises your price even more. The camera is really, really wonderful, but if I were to do it again I'd save up the money first. Unless of course you have a big trip or even coming up that you want great pics for.

     
  • At 4:12 PM, Blogger Denise said…

    Stupid Blogger won't let me sign in, but's Denise.

    Twelve hundred dollars for a camera. Twelve hundred dollars for a camera?!! Pardon my incredulity but, unless you're going to be taking pictures professionally, there are hundreds of less expensive cameras that will do a great job for you. Heck, my mom uses those disposable cameras and she gets amazing results. Please think about all of the things (especially baby related things) that you could buy with $1,200 before you even think about doing this.

    Oh my gosh, I've become my mom! (So sorry.)

     
  • At 11:07 PM, Blogger Thumper said…

    Cast member #4: Return the camera you don't like, and get the Nikon N65...less than $200, but it's a dream SLR. Good for a beginner and a fun toy for a pro. I haven't met anyone who has one and doesn't reallllly like it.

     
  • At 8:24 AM, Anonymous Anonymous said…

    Girl take it from someone that has had to shovel themselves out of debt....Don't even go there. It's a want, it's a want you can't afford if you can't just plunk down cash for it. So you need to look at what you can afford and save the dream camera for when you can. It will just make it that much sweeter.

    kb

     
  • At 8:29 AM, Blogger Dazed said…

    Easy on the debt girl, buy it when you can afford to pay for it w/cash. But thats just the inner-finance geek in me talking...

     
  • At 12:06 PM, Blogger Shannin said…

    You have bigger plans ahead -- it's important to be fiscally prudent. We just dug ourselves out of a world of debt, and it only took selling the house in LA and moving to a less expensive state. Seriously, if you don't love the camera you have now, return it. I've been using a Canon PowerShot Elph and it takes great digital photos. Only invest in that type of technology if you are looking to go pro. As much as I want a D70, there is no reason, right now, for me to go into debt for a gadget that I WANT. Unless it can start making money for me (e.g., selling photos), it's not worth the expense. Plus the intrest-free only works if you make monthly payments so you pay it off before the end of the offer.

     
  • At 4:52 AM, Blogger Thumper said…

    :::slaps self on forehead:::

    =duh= We're talking digital here. The N65 is a film camera.

    You can look around for a Canon EOS-10; it's an older modle but there are new ones to be found out there, and the price has dropped below $1000...it's an exceptional camera, from what I'm told by those who know much more than I. Or even go Ebay, get something a photographer has outgrown...

     

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